The only thing that stays the same is change. That is kind of like saying that what we can be sure of is death and taxes. The changes we have seen over the last year have to be adapted to. Its no good to worry about the things you cant change. Lets look at the advantages together. If you let me, I wager that I can point out one that you have not thought of yet. Of course I'm a glass 1/2 full kind of thinker!